What if my vehicle is declared a total loss but I still want to keep it?
You may decide to keep your vehicle even if it is declared a total loss but you will have to reimburse the insurance company for the salvage value of the vehicle. This is the amount of money the insurance company would receive if they sold the salvage. You will need to obtain a salvage title from the Department of Motor Vehicles, which may make it more difficult to sell your vehicle after it has been repaired. If there has been substantial damage to your vehicle, we advise against keeping it.
If your vehicle is declared a total loss but you still want to keep it, call the Law Offices of Donald S. Sjaarda at 714-963-8216 for prompt attention to your case.