I was injured in a crash but I don’t have insurance. Do I still have a claim for my injuries?
You are required by California law to be insured or to post a bond as provided by the financial responsibility laws of the state. If you were the owner or driver of a vehicle with no insurance and no bond you cannot recover money for non-economic damages to compensate for pain, suffering, inconvenience, physical impairment, and disfigurement. This is true even if you did nothing to cause the accident. However, you can still recover your out-of-pocket expenses, including medical care and loss of earnings.
There is an important exception. Even if you were uninsured, if you were injured by a motorist who was convicted of operating his/her vehicle while under the influence of alcohol or drugs you can recover all of your economic and non-economic damages.
If you were injured in a crash and have no insurance, call the Law Offices of Donald S. Sjaarda at 714-963-8216 for prompt attention to your case.