If you were insured at the time of the accident you should promptly report it to your insurance company. Your adjuster must investigate the claim and attempt to negotiate a settlement once liability becomes reasonably clear. If your insurance company refuses to negotiate in good faith to settle the claim an injured person may sue you for up to two years after the accident. You can help to avoid having a judgment on your credit history by asking your insurance company to settle the claim within your policy limits. If you are served with a lawsuit you need to send it to your claims adjuster without delay. Your insurance company will hire an attorney to defend the case at no expense to you.
If your insurance company refuses to settle your claim within the policy limits and a judgment is entered against you for more than your policy limits you should contact us for advice on presenting a claim against your insurance company for bad faith.
If you have been in an accident that was your fault and have questions about hiring a Personal Injury Attorney, call the Law Offices of Donald S. Sjaarda at 714-963-8216 for prompt attention to your case.