What should I know about my auto insurance policy?

If you have uninsured-motorist coverage, we can present a claim to your insurance company for your injuries or wrongful death up to your policy limits. Your insurance company will pay the amounts you or your heirs would be legally entitled to recover from the owner or operator of the uninsured motor vehicle.

You are entitled to recover all of your economic damages, including reasonable and necessary past and future medical expenses, loss of earnings, loss of future earning capacity and other out-of-pocket expenses. In addition, you are entitled to receive damages for pain, suffering, inconvenience, physical impairment, and disfigurement up to the limits of your uninsured-motorist coverage. If your insurance company disputes the value of your uninsured-motorist claim, it will be decided at a binding arbitration rather than at a jury trial.

If you have questions about what you should know about your auto insurance policy, call the Law Offices of Donald S. Sjaarda at 714-963-8216.